About Moisand Fitzgerald Tamayo

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We can’t know what the future holds, but preparing a sound financial plan can help to ensure you will be ready for whatever lies ahead. Uncertainty in the financial markets makes having an advocate for your family’s unique interests even more essential.  In a world where conflicts of interest and poor strategies abound, we have created a sanctuary offering stability and a reliable source of truly independent, objective advice for families.

  • We are caring.  While we work on portfolios and other financial matters, we work for individuals and families.
  • We are independent fiduciaries. We work for no one but our clients, and our legal obligations are to our clients’ interests first and foremost. We never “switch hats” to become sales people.
  • We are objective.  We may recommend, or not recommend, any investment from any source. We receive no compensation based upon the sale or purchase of any particular products.  All products are evaluated based solely upon their merits or lack thereof and not on any compensation incentives.
  • We are disciplined. We evaluate financial products, investment opportunities, and strategies with a healthy dose of skepticism that has often helped our clients improve their prospects for success by avoiding overlooked risks and unnecessary costs.
  • We are investors, not speculators.  We manage our clients’ investment portfolios but we do not “play the market,” try to time the market or otherwise gamble with our client’s money.
  • We are proactive.  We scour the economic, tax, and market environments to identify opportunities to shore up financial weaknesses without lessening strengths.
  • We are realistic.  We do not believe in following investment gurus. We consider the mainstream financial media as mostly a source of entertainment and not a meaningful aid to sound decision-making.
  • We are well-qualified.  Our team has six CFP® professionals working for you, and the resumes of our principals speak for themselves.  Ron Tamayo is a member of the Editorial Review Board for the Journal of Financial Planning.  Charles Fitzgerald, III served as President of the FPA of Florida and Dan Moisand recently was national President and Chairman of the Financial Planning Association (FPA).
  • We are experienced.  We have guided our clients through bubbles and busts, bull markets and bear markets, hype and hysteria, all while helping them make sound decisions regarding their retirement plans, taxes, education expenses, estate plans, trust management, risk management, stock options, health care needs and whatever else has arisen.

Our firm is structured to maximize your peace of mind. We strive to eliminate virtually all the conflicts of interest facing people who receive financial advice.  We utilize transparent third party reporting methods so you can easily track your holdings and activity. We manage assets based upon written policies we establish in collaboration with you. Our firm is registered with the Securities and Exchange Commission, making us fiduciaries to our clients with every client, every time.




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