We work best with people who want:
Financial success doesn’t come from chance, luck or coincidence – but from developing and implementing a disciplined plan. Investment decisions are best made in the context of specific, time-bound goals. For these reasons, we provide objective and coordinated personal financial planning driven by your individual goals.
Our financial planning services include detailed recommendations in areas of interest to you, including:
After careful analysis of your situation, we design an investment portfolio and create a written investment policy statement (IPS) in collaboration with you. We take care of the nuts and bolts of investment management and research, keeping abreast of the important issues that may affect you.
Your IPS outlines, among other things:
At Moisand Fitzgerald Tamayo, LLC, we constantly monitor the economic environment and your portfolio and take action as needed.
Because we do not sell products, our process is free to identify the pros and cons of what you currently own. Stuck in an annuity or other product about which you are unsure? If it is in your best interest, we will establish an exit strategy that minimizes your costs to make a change. If we determine that you should retain a holding, we will monitor it and coordinate our investment management around it until such time as an exit strategy is needed.
Whether we recommend you get estate planning documents drafted or purchase insurance of any kind, we will make these and other referrals as a service to our clients. We do not pay or receive any referral fees.