Wealth Management
We developed our wealth management program to offer clients the most comprehensive and flexible approach to planning. Our wealth management services consist of financial planning and investment management services. We believe that investment decisions for individuals are best made in the context of specific, time-bound goals. For that reason, we provide objective and comprehensive personal financial planning driven by each client's individual goals before designing an investment program. These financial planning services include detailed recommendations in areas of interest to the client, including:
- Tax planning
- Cash flow planning
- Risk management (insurance)
- Employee benefits
- Stock option strategy
- Educational expense funding
- Estate planning
The first phase of our wealth management services includes preparation of an analysis in the above areas. The second phase of these services is ongoing management and financial planning services. Included with this phase are quarterly reports. This includes a tracking of portfolio holdings, interest and dividend payments, capital gains, overall portfolio performance, and so forth. Periodic meetings are held with the client to review their current situation and investment portfolio, and update their financial and retirement models.