Fee Facts
We are paid only by our clients to perform our duties as fiduciaries.
There are no sales incentives, contests, kickbacks, or any other third-party compensation.
We are compensated based upon how your portfolio performs, and are not paid based on transactions.
We are not restricted to a list of products selected by an employer, such as a bank, insurance company or brokerage firm.
We minimize all of your other costs whenever it is advisable and possible to do so.
You will never wonder if what we recommend is in your best interest or ours. This maximizes our objectivity.
We get paid only for as long as you want us to advise you.
Our fees are fully disclosed. In each quarterly report, you will receive a fee calculation, so you know exactly what you are paying us.
We may offer select services, such as financial plans, at a flat rate or hourly fee.
Fee Facts
We are a fee-only firm and are paid directly by our clients. There are no sales incentives or kickbacks and there is no third-party compensation of any kind for our financial planning and wealth management services. We work for you, literally and legally. We are paid only for as long as you wish to retain our services, so we strive to demonstrate our value each and every day. We are proud of our role as fiduciaries, providing support and service with the objective of achieving your financial goals.
While we enjoy taking on new clients, serving our current clients remains our top business priority. In order to provide the best advice and service to our clients, we believe it is necessary to limit the number of clients our firm serves. Accordingly, we have established minimum criteria for becoming a client. We assess a number of factors when deciding whether to work with a particular family. Among these is willingness to: take advice, collaborate on high level strategy, thoughtfully participate in goal setting and delegate investment management. We also consider total financial net worth and the amount of investment assets that can be managed.
Unless a prospective client is related to a current client, has been referred to us by an attorney, CPA or other professional, or is likely to soon accumulate enough assets, it is unusual for us to accept engagements with families that have much less than $500,000 in investment assets. By "investment assets" we mean most commonly held investments including, but not limited to, all forms of stocks, bonds, options, mutual funds, ETF's, REIT's, closed-end funds, UIT's, and deferred annuities of all types. We do not count real estate holdings or personal assets like furnishings, cars, and jewelry. The investment assets may be held in almost any type of account at any financial institution and include, but are not limited to, brokerage accounts, trust accounts, and retirement plans such as 401(k)s, 403(b)s, IRAs, and Roth IRAs.